Riba: Karz Ka Jaal
Current economy jis pillar par khari hai, woh hai 'Interest'. Aam zabaan mein usay sood kehte hain, aur arabi mein 'Riba'. Lekin yeh itna khatarnak kyun maana jata hai?
Riba sirf bank ka loan nahi hai. Koi bhi aisi transaction jahan paisa seedha apne oopar profit laye — bina kisi risk liye, bina koi real mehnat kiye, aur bina umeed ke dono parties risk share karein — woh Riba hai.
Iska economic danger yeh hai: Mehnat karne wala business mein haar (loss) bhi sakta hai, lekin paisa dene wala bina risk ke guarantee ke jeetta hai. Yeh mechanism hamesha gareeb se wealth nikal kar interest lene wale ameer ko fix profit deta hai.
Aaj poori duniya par $340 Trillion ka karz (debt) hai. Lekin usmein se 60% se zyada sirf aur sirf compound interest (sood par sood) hai jo saalon se jama ho raha hai. Asal karz bohot kam tha, Riba ne isay pahaar bana diya.
Sochiye: Agar ek aam aadmi shop kholay aur nuqsan (loss) ho, magar fir bhi investor/bank ko uska fix profit har haal mein dena hi pade, toh kya usay fair (insaaf) kaha ja sakta hai?
Key Takeaway
Riba (Sood) economy mein risk ko ek taraf (ghareeb par) shift karta hai aur profit 100% guarantee mein doosri taraf (ameer ko) transfer karta hai.