Middle Class Debt: Kaghzi Ameeri
Jab monthly salary mehangai ko cross aur cover nahi kar paati, tou normal Insaan kya karta hai? Life ki standards down karne ky bajaye aek 'Sahoolat' dhundta hai - Banks.
Is point pr entry hoti hai Banks ki Marketing ki. Banks kehte hain, 'Kya hua agar salary mehangaai ke sath nai barh rahi? Hum hain naa! Zindagi abhi jeeyen, bill hamen kal daain'.
Aur society mein 'Middle Class' ki nayi nasal paida hoti hai jinke pass iPhone hotay hain, haathon mein branded ghadiyan hoti hain, aur ghar k neechay gariyan hoti hain lkin yeh SAB qarz aur EMI par li gayi hoti hain. Inse poochain ke 'Aapky pass in sabko bacha kar kitney savings bachtey hain?' tu Jawab zero niklega.
Ek middle class insaan jisse society mein 'respect' milti hai uski wealth asal mein minus (-) mein hoti hai. Wo assets ky bajayae, interest (sood) wali Liabilities ko ameeri samjh leta hai.
Sochiye: Society ne aapko 'Kamyabi (Success)' dikhane keliye un cheezon k pechhe kiyun dodhaya hai jinkliye srif Udhar (Loan) ki option baaqi thi?
Key Takeaway
Consumer Debt aek aisi psychology hai jahan middle class fake Ameer lagnay ke chakar mein asaal Zindagi Bank key haath baichh chuki hoti hai.