Inflation: Chori Ka Sabse Bada Bhes
Hum bachpan se sunte aaye hain, 'Hamare zamane mein samosa ek (1) rupaye ka tha!' Aaj wahi samosa 15 rupaye ka hai. Kya samose ka size bada ho gaya? Nahi. Aapke paise ka size (taqat) chhota ho gaya hai.
Inflation (Mehangai) ko aam taur par cheezon ka mehenga hona samjha jata hai. Lekin haqeeqat bilkul ulat hai. Cheezein mehangi nahi hoti, balki aapki currency (pesa) ki buying power (kharidne ki taqat) gir jati hai. Yeh tab hota hai jab market mein kaam se zyada naya paisa aa jaye.
Socho aapke gaon mein sirf 100 apples hain aur logon ki jibo (pockets) mein total Rs1,000 hain. Ek apple lagbhag Rs10 ka hoga. Ab agar koi helicopter se gaon walon ko Rs9,000 hawa se print karke baant de, toh apples toh ab bhi 100 hi hain, par gaon mein total paisa Rs10,000 ho gaya. Ab usi apple ki price automatic Rs100 ho jayegi!
Mashhoor Economist Milton Friedman ne kaha tha, 'Inflation is always and everywhere a monetary phenomenon.' Yani mehangai asmaan se nahi girti, yeh clearly Central Banks aur Governments dwara hadh se zyada naya paisa chhapne (Printing) ka direct result hoti hai.
Sochiye: Ek aam aadmi ki salary saal mein 5-10% badhti hai, lekin naya paisa agar bank 20-30% print kar dein, toh kya us aadmi ka standard of living behtar hua ya wo khamoshi se aur zyada ghareeb ho gaya?
Key Takeaway
Inflation aam taur pe cheezon ka mehenga hona nahi hai, balki market mein zyada currency aane ki wajah se 'Purane Paisay' ki qeemat ka girna hai. Yeh ek Khufiya Tax (Hidden Tax) hai.