Government Bonds Aur Awam Ka Kharch

Interest society mein risk aur reward ka balance bigaad kar sirf wealth walon ko aur zyada ameer banata hai. Lekin is interest ke khail mein sabse bada karzdar (borrower) aam insaan nahi, balke khud Sarkar (Government) hai.

Government ko public schemes, infrastructure, corruption ya wars ke liye bohot sara kharcha (budget) chahiye hota hai. Jab tax ka collection is expenses ko pura nahi karta, toh Government public ka tax mazeed achanak nahi badha sakti warna aag lag jayegi. Toh kya hal nikalta hai? 'Government Bonds'.

Government aam halat mein ek kaghaz ka certificate (Bond) malkiyat banati hai aur financial market (Banks) ko kehti hai, 'Aaj humein 1 Lakh Crore do, hum agle saal apni public (Awam) se tax wasool karke tumhein Interest samayt (1 Lakh 10 Hazaar Crore) wapas karenge.'
Ye Bond specially Central aur commercial banks naya (hawa mei) print kara huwa paisa de kar khareed lete hain. Bank ko baithay-bithaye ek VIP customer aur risk-free guarantee mil jaati hai ke Sarkar har saal common citizen ke khoon-paseene ke tax se paisa laa kar in bankers ki interest ki demand poori krti rehygi.
Sochiye: Sarkar (Government) banks se digital numbers udhar leti hai mulk chalane keliyeh. Aur is qarz ka Interest bharne ke liye, ek aam aadmi apni choti si income par direct aur indirect tax de raha hota hai. Asl ghulam phir kaun hai?

Key Takeaway

Government Bonds public borrowing ki ek sophisticated chori hai. Banks hawa se banaya gaya credit issue karte hain, aur Government us udhar ke badle awaam ki taxes girvi (Mortgage) rakh deti hai taake banks ko Guaranteed Interest milta rahe.

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