Financial Literacy: Chupaya Gaya Ilm
School, College, University mein hamein history, physics, aur geography par saalo lagaya jaata hai. Lekin 'Paisa kya hai?, yeh kaisay kaam karta hai? Aur is se bacha kaisay jaaye?' yeh koi kyun nahi seekhata?
Jis taleemi nizam mein hum paalay jaatay hain uska bunyadi maqsad aese 'Worker/Employee' paida karna hai jo order follow karein aur sawal na uthayein. Agar sabko financial literacy (Maliyati Soojh-boojh) de di jaye toh banks aur corporations ke liye saste ghulam kahan se milengay?
Aek Doctor, Engineer ya Professor professional life mein apni field main top karega, lekin paisay (Capital) ke case mein usay hamesha zero (dark) mein rakha jata hai, taake woh puri zindagi EMI, Car Loan, aur Mortgage (Housing Loan) ke jaal mein phansa rahay.
Financial ignorance (jahalat) aek system design hai. Jab aap apna tax aur sood calculate karna nahi jaantay, toh doosron (Institutions) ke liye aapki jaib se mehnat ki kamai nikalna intahayi asaan ho jata hai.
Sochiye: Jis cheez ki waja se aapki poori zindagi decide hoti hai (Paisa), woh syllabus se kyun ghaib hai? Kya usay jaan-boojh kar nikala gaya hai?
Key Takeaway
Financial ignorance ek bohot bada weapon hai modern debt society ka. Ilm (Knowledge) ky baghair aap maali taur pe kabhi azaad nahi ho saktay.