Exchange Rates Explained (Devaluation Ka Zehar)
Log kehte hain: Arey dollar mehenga ho ya sasta, hamein kya! Hum toh India/Pakistan/Bangladesh mein rehte hain, aur Rupee mein kamate hain aur Rupee mein hi kharch karte hain. Yeh duniya ki sabse badi ghalat fehmi (Misconception) hai.
Modern duniya mein koi bhi mulk 100% independent nahi hai (usay doosri jagahon se cheezein, Technology ya asli raw resources chahiye hoti hain). Hum jo Petrol, Electronics, aur dawaiyan bahar se Import kartay hain woh US Dollars mein buy hoti hain.
Agar Petrol 1 Dollar ka hai aur Dollar = Rs 100 hai, toh 1 litre oil = Rs 100 mein paray. Agar agle mahinay Government apni currency ko girne se nahi rok paati aur Exchange rate Dollar = Rs 150 ho gaya? Toh petrol ab bhi duniya (international market) mein 1 hi Dollar par hai... par AAPKO wahan se Rs 150 dena paray! Petrol mehnga hua toh har Transport, Sabzi, ya Factory ka samaan mehnga hoga.
Jab kisi mulk ki currency doosri powerful currencies (jaise Dollar) ke aagay girti hai isay Devaluation kehtay hain. Currency ka Devaluation aapke liye seedha inflation hai. Jab local paper kamzor hota hai toh mehangai asmaani charhegi chahay aap Dollar mein invest karo ya nahi.
Sochiye: Forex trader apna munaafa le kar chala gaya. Aap ghar baithay baithay, aapki local mehnat aur bachat ki purchasing taaqat aadhi se kam ho gayi? Insaan kitne din tak is system ke andar apni wealth bacha sakay ga?
Key Takeaway
Exchange rates ki fluctuations sirf financial news ki tickers nahi hain. Jab ek local currency mazbooth (reserve) currency ke saamne haarti hai aur girti hai, toh desh ke har import ka daam seedha awam ki jeb se katta hai mehangai bankar.